Open Enrollment 2013

Medical, Dental, Flexible Spending, Aflac and Cigna Life Insurance

• Our health insurance premiums for 2013 will increase by 3%.  This is good news for Gettysburg College as Highmark Blue Shield’s annual medical trend is 9.8%. 2013 Medical Premiums.

• We believe your wellness efforts have helped us “beat” trend and encourage you to participate in the 10^th year of our program: Wellness Works.  Wellness enrollment for 2012-2013 will begin December 3, 2012.  You may sign up in Moodle.

• Be sure to participate in the Wellness Profile and the Multiphasic Blood Screening.

• Our dental premiums remained the same for the past two years; however, because of higher utilization, the 2013 premiums will increase by 7.6%.
  2013 Dental Premiums.

• Enrollment in healthcare and dependent care flexible spending accounts and Aflac take place during the Open Enrollment. If you are interested in participating in the 2013 FSA- Flexible Spending Accounts program (Payflex), you must complete the enrollment form by the deadline. In 2013, the healthcare maximum is $2,500; the dependent care remains $5,000.
  2013 FSA pledges cannot be accepted after November 30, 2012.

• Our new life and long term disability provider is Cigna.  The benefit remains the same; however, during this open enrollment period, Cigna has agreed to provide a guaranteed issue period for the supplemental life insurance plan.   Employees may purchase up to $60,000 and spouses $10,000 without medical underwriting.

• The 2013 403(b) contributions limits have been increased. For those under age 50, the maximum is $17,500; for those age 50 and older the maximum is $23,000. To change your contribution, use the Salary Reduction Agreement.

NOTE:

Whether you are making changes or making no changes to your benefits,
all employees MUST complete the Open Enrollment Acknowledgement Form.