UNUM Life Insurance Company of America, established in 1848 as Union Mutual Life Insurance Company, has been the nations' leading provider of Long Term Care Disability insurance since 1976 and pioneered the development of disability-based Long Term Care insurance.

With the current high cost of health care, very few people can afford extended care that's often needed with chronic illness, injury or advancing age. That's why Long Term Care (LTC) insurance is so important for anyone concerned about preserving financial security and independence if a lengthy disability occurs. LTC insurance gives you money to provide the services you may require when you are unable to carry out certain activities of daily living. These ADL's are fundamental to functioning independently and maintaining self-sufficiency, regardless of impairment or disease. This insurance may be used to pay for nursing home care, assisted living or in-home care.

How it works?

Please contact the Human Resources Office for additional Information.