Learn about student loans
Making good financial decisions
- Set up a budget to compare the money you have vs. the money you plan to spend. Use a spreadsheet to organize your expenses vs. income. Break out your budget into categories such as:
- meals or entertainment
- splurges or big ticket items
- Put aside a portion of your summer or school-year earnings for books in future semesters.
- Consider ways to maximize summer earnings and investigate internship funding through Gettysburg's Center for Career Development. Think long- term: taking a lower (or even non-paying) internship may help you secure a more competitive job after Gettysburg.
- If living in an apartment, have conversations before the semester begins about contributions to expenses. If living off-campus and paying various utilities or other bills, discuss and determine expectations for how and when roommates will share these additional costs.
- Research possible future earnings for various careers through the Occupational Outlook Handbook.
Tips for talking about finances with your parents
- Appreciate their contributions, both in terms of their time as well as finances, to your success over the years.
- Ask them when it's best to talk finances. Would they prefer to schedule a specific time?
- Encourage an open conversation, allowing them to share what they feel comfortable.
- Bring up what you are prepared to contribute, either in terms of financial contributions through summer/school year earnings, loans or other resources.
- Help them to understand your short-term and long-term goals (even if they aren't financial goals) and what you are doing to work towards them.
Other campus resources
Other useful websites