Insurance

Preparing for traveling internationally should begin far ahead of your actual departure. These preparations must include how you will stay healthy and safe in places that will have different health care systems and where your personal insurance may not provide coverage.

Gettysburg College requires all campus community members traveling abroad for college business to have medical evacuation and repatriation insurance coverage. Gettysburg offers a Global Insurance policy that has medical evacuation and repatriation and international health insurance through CHUBB, International SOS, and additional benefits that are essential to international travelers.

To receive this insurance coverage, you, or a delegate, must complete the Medical Evacuation and Repatriation Insurance Form. Students studying on global study semester programs are automatically enrolled in this insurance but may waive the policy due to coverage through an approved Program Provider. Further explanation about this insurance and the coverage provided by the college are below.

Medical Evacuation/Repatriation Insurance

The vast majority of U.S. health insurance programs do not include medical evacuation and repatriation coverage, which is an additional concern for any travel abroad. Medical evacuation insurance pays for the additional costs associated with moving patients from one city to another, or one country to another for medical treatment. Repatriation insurance pays the cost of returning someone’s remains to the U.S. if they die overseas. These activities are coordinated through the insurance provider. While discussions of this kind are not easy, they are clearly important.

It is required for all campus members to have medical evacuation and repatriation coverage while abroad. Students on global study semester programs may have it through Gettysburg College or their program provider. Information about the Gettysburg Global Insurance is sent to each student, and the cost of the insurance is automatically billed directly to each student’s account. The cost is currently $233.00 per semester. The insurance is provided as part of their program for students studying on the Lancaster University, University of Stavanger, University of Tromsø, and Kansai Gaidai University programs.

You may waive Gettysburg’s coverage if you are studying on an approved global study semester program through a Program Provider. Gettysburg’s Program Providers for global study all have what is deemed to be a minimum acceptable level of medical evacuation and repatriation insurance coverage but they may lack many of the additional benefits of Gettysburg’s plan including International SOS. If you feel comfortable with the level of coverage provided by your Program Provider then you may request to waive Gettysburg’s policy on the CGE Dashboard in Student Center.

Campus members traveling for college business for any purpose other than a global study semester must complete the Medical Evacuation and Repatriation Insurance Form prior to their departure to receive this insurance coverage. This is a requirement of all the college.

Please contact Gettysburg College Human Resources at 717-337-6069 if you have any questions about this insurance.

Health Insurance

It is very important that you have health insurance that covers you adequately while you are abroad. Some students may be currently covered by an insurance policy that will cover them abroad, but there information specific to utilizing that insurance that you should know in advance. For example, how will you pay for medical assistance since most insurance companies will reimburse you for medical expenses rather than pay bills up front? Some insurance plans do not cover overseas travelers at all. In all cases, you should determine exactly what you need to do to use your insurance while you are abroad whether you are planning to use health insurance of your own, from Gettysburg College, or a policy provided by your global study program provider.

Some global study programs provide health insurance as part of the program fee. Gettysburg’s Global Insurance also includes healthcare coverage. Please read the information from your Program Provider, the insurance policy below, and your personal health insurance to ensure that you have health insurance coverage with which you are comfortable.

Global Insurance Policy Information

Gettysburg’s Global Insurance includes coverage for medical evacuation and repatriation, international health insurance, support through International SOS, and other benefits. To receive this coverage, you must complete the Medical Evacuation and Repatriation Insurance Form or be studying on an approved global study program.

Chubb AXA Travel Assistance Program (PDF)

Chubb Global Medical Summary (PDF)

We are pleased to inform you that Gettysburg College funds the International SOS program for all students who purchase the College’s Global Study Insurance (Chubb). If you have any questions, health issues, or need travel security assistance, ISOS is there to assist you. Take a few minutes to read over the information about ISOS coverage and support.

International SOS Program (PDF)

Travel Insurance

In addition to health insurance, many travelers will purchase travel insurance. This extra coverage will cover things like flight cancellations due to airline strikes or lost luggage, etc. There are many options to choose from regarding travel insurance. Please check with your current insurance company.

Please see this excellent article by Rick Steves, the travel writer, about travel insurance- including trip cancellation insurance, things to watch out for, and links to the most common travel insurance companies.